Balance Transfers

If you are paying a higher rate of Interest on your existing personal Loan then its time to switch over to a lower rate of interest and lower EMI and also get a top up with same rate.

LIMITED PERIOD OFFER FROM HDFC BANK ..!!!                        (Updated on 12th Nov 13)

 

Loan Outstanding Takeover Slab

Applicable Rate

Processing fee

0.50 Lacs – 3 Lacs

14.00%

Rs 999

3.01 Lacs – 5 Lacs

13.75%

Rs 999

5.01 Lacs – 10 Lacs

13.50%

Rs 999

10.01 Lacs – 15 Lacs

13.25%

Rs 999

15.01 Lacs

12.99%

Rs 999

 

LIMITED PERIOD OFFER FROM ICICI BANK..!!!

We now bring to you Balance Transfer, under this facility, customers will be able to transfer their outstanding loan amount from other banks* to ICICI Bank at a 2% discount over their present rates, (Subject to minimum rate of 13.5%)

For example – If your loan is going on for 16% then your loan would be transferred to ICICI Bank for 14% and if your loan is for 15% then ICICI Bank would give you 13.5%.

Additional Top up also could be availed at the same balance transfer rate.

 

LIMITED PERIOD OFFER FROM CITI BANK..!!!

Balance transfer your loan from your current financer to Citibank for 2% less from the existing Loan subject to Minimum rate of 14% for CAT A corporate and 15% for CAT B corporate

Processing fee 1%

 

* Terms and conditions.

1)      Subject to eligibility of your income.

2)      Subject to your company listed with the bank.

3)      Balance transfer and Top up scheme is for selected eligible financers only.

4)      Previous banks Statement of Account needed for Balance transfers.

5)      Minimum 6- 12 months should be completed of your existing loan in order for us to transfer to          the other bank.

6)      Salary should be more then Net Rs. 25,000